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Monthly Archives: November 2012

Beware of Credit Card Scam

  • November 21, 2012
  • 3 comments
  • There is a new and clever credit card scam – be wary of those who come
    bearing gifts.

    Please circulate this to everyone you know, especially your family and friends.
    It just happened to someone a week or so ago in St. Albans.

    It works like this: Wednesday a week ago, they had a phone call from someone
    who said that he was from some outfit called “Express Couriers”
    asking if they were going to be home because there was a
    package for them, and the caller said that the delivery would arrive
    at their home in roughly an hour.

    And sure enough, about an hour later, a Delivery man turned up with a
    beautiful Basket of flowers and wine. they were very surprised since
    it did not involve any special occasion or holiday, and they certainly
    didn’t expect anything like it. Intrigued about who would send them
    such a gift, they inquired as to who the sender was.

    The deliveryman’s reply was, he was only delivering the gift
    package, But allegedly a card was being sent separately;
    (the card has never arrived!).
    There was also a consignment note with the gift.
    He then went on to explain that because the gift contained alcohol, there
    was a £3.00 “delivery charge” as proof that he had actually delivered the
    package to an adult, And not just left it on the doorstep to just be stolen
    or taken by anyone.

    This sounded logical and they offered to pay him cash.
    He then said that the company required the payment to be by credit or debit
    card only so that everything is properly accounted for.
    The husband, who, by this time, was standing beside his wife, pulled out of his
    wallet his credit/debit card, and ‘John’, the “delivery man”, Asked the
    husband to swipe the card on the small mobile card machine which had a small
    screen and keypad where he was also asked to enter The card’s PIN and
    security number. A receipt was printed out and given to them.
    To their surprise, between Thursday and the following Monday, £4,000
    had been charged/withdrawn from our credit/debit account at various
    ATM machines, Particularly in the Midlands area!

    It appears that somehow the “mobile credit card machine” which the
    deliveryman carried was able to duplicate and create a “dummy” card(?) with
    all their card details, After the husband swiped their card and entered the
    requested PIN and security number.

    Upon finding out the illegal transactions on their card, of course, they
    immediately notified the bank which issued them the card, and the credit/debit
    account has been closed.

    They also personally went to the Police, where it was confirmed that it is
    definitely a scam because several households have been similarly hit.
    WARNING:

    Be wary of accepting any “surprise gift or package”, which you
    neither expected nor personally ordered, especially if it involves any kind
    of payment as a Condition of receiving the gift or package. Also, never
    accept anything if you do not personally know and/or there is no proper
    identification of who the sender is.
    Above all, the only time you should give out any personal credit/debit card
    information is when you yourself initiated the purchase or transaction!

    read more
    by Ron